Dental
Dental coverage helps you maintain a healthy smile with preventive care, basic services, and major procedures. You can visit any licensed dentist, but you’ll save the most when you use an in-network provider who has agreed to discounted rates. Out-of-network dentists may charge more than the plan’s allowed amount, and you may be responsible for the difference. Most plans cover preventive services—such as exams, cleanings, and X-rays—at 100% when you stay in-network, making regular checkups an easy way to protect your oral health and avoid costly issues.
Aetna Dental PPO
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50 per person, up to $150
Annual Plan Maximum
$2,250
Preventive Care
$0
Basic Services
No charge after deductible
Major Procedures
40% after deductible
Orthodontia (Adults and Children)
50%
Orthodontia Lifetime Maximum
50% after deductible up to a lifetime maximum benefit of $1,500 per individual
Out-of-Network
Deductible (Individual/Family)
$50 per person, up to $150
Annual Plan Maximum
$2,250
Preventive Care
$0
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia (Adults and Children)
50%
Orthodontia Lifetime Maximum
50% after deductible up to a lifetime maximum benefit of $1,500 per individual
Per-Pay-Period Plan Cost
The total amount that you pay for your benefits coverage depends on the plans you choose, how many dependents you cover, and for medical coverage, how much you earn. Your healthcare costs are deducted from your pay on a pre-tax basis — before federal, state, and Social Security taxes are calculated — so you pay less in taxes.
Aetna Dental HMO
Benefit Highlights
In-Network Only
Deductible (Individual/Family)
None
Annual Plan Maximum
Unlimited
Preventive Care
Various copays apply
Basic Services
Various copays apply
Major Procedures
Various copays apply
Orthodontia (Adults and Children)
$1,500 child; $2,800 adult (other copays may apply)
Per-Pay-Period Plan Cost
The total amount that you pay for your benefits coverage depends on the plans you choose, how many dependents you cover, and for medical coverage, how much you earn. Your healthcare costs are deducted from your pay on a pre-tax basis — before federal, state, and Social Security taxes are calculated — so you pay less in taxes.