Open Enrollment

Benefits Open Enrollment for 2025 starts today, Tuesday, November 12

Our current benefit program design will continue into 2025. While our benefits program design is not changing, there will be an increase in healthcare premiums. Please review the 2025 benefits guide to understand your coverage options.

Open Enrollment is your once-a-year opportunity to review existing benefit elections and:

  • Change your plan choices
  • Add or drop dependents
  • Enroll or re-enroll in the Health Flexible Spending Account for 2025 (you must re-enroll every year) or Health Savings Account (HSA)

IMPORTANT! During Open Enrollment, you are selecting your benefits for January 1, 2025 – December 31, 2025. After Open Enrollment ends, you cannot change your benefit elections until the next Open Enrollment for 2026, unless you have a “qualified status change” like a change in your marital status, the birth of a baby, or loss of other coverage

Plan Changes for 2025

  • Healthcare premiums will increase slightly. Payroll costs for the Aetna Medical plans will increase by 5.5% for 2025, mainly due to record-high medical inflation. Dental plan costs are also increasing by 5%.
  • We’re changing mental wellbeing vendors. Starting November 1, the firm has partnered with Revive & Thrive for mental wellbeing support and EAP services. The Revive & Thrive program provides you and your dependents with free, confidential in-the-moment support. Reach out to get connected with a Revive & Thrive Care Concierge to find the care you need. You are eligible for 6 sessions per unique issue per year as well as work-life resources including financial, legal, and convenience care.
    • Get started today! Complete your enrollment at member.myrevive.health or call (888) 784-5665.
    • Use the Enrollment Code: MPK5hFvIT6 to register.
    • The Revive & Thrive program replaces the firm’s Modern Health offering, which ended November 10.
  • IRS pre-tax limits election limits are increasing for the Health Savings Account (HSA), Health Flexible Spending Account (FSA), and Commuter plans. 2025 annual limits are outlined below.
    • HSA: $4,300 for single coverage or $8,550 for family coverage, plus $1,000 catch up if age 55+
      Health FSA: $3,300
    • Commuter plans: $325 per month for both mass transit and parking

FSA “use it or lose it” reminder! If you are participating in the Healthcare FSA in 2024, take note of the claim deadlines for your 2024 funds. Your last day to incur claims is 12/31/2024. The last day to submit 2024 claims is 3/31/2025.

View Your Benefits Guide
HDHP Easy Guide

Learn More

If you are interested in learning more about our 2025 benefit plans or if you have any questions, we will be holding an online Open Enrollment presentation.

Zoom Presentation: Wednesday, November 13th, 4:00 EST / 1:00 PST
Presentation Link: Here
Conference Dial-in: (305) 224-1968
Meeting ID: 999 0453 5657
Passcode: 200215

Ready to Enroll?

Set a reminder on your calendar to enroll early – beginning November 12. Remember, November 25 is the deadline.

If you are not making any changes:
While we encourage you to review your elections each year, if you are not making any enrollment changes orre-enrolling in the 2025 Healthcare Flexible Spending Account (FSA), no action is necessary.

To make changes or re-enroll in the Healthcare FSA for 2025:

  1. Log on to BeneTrac, our online benefits enrollment portal.
    Your username is the first 6 characters of your last name + last 4 digits of your SSN. If you do not remember your personal password, you can use the “forgot password” link to reset it.
  2. Review your personal information and benefits selections and make changes as needed.
  3. Click “Review and Finalize” then “Submit” your elections when done.
  4. You may print your election summary for your records.
Enroll Now!