Supplemental Medical

Supplemental Medical Plans pay a fixed, one-time benefit amount which you can use for any purpose you like. It can help pay for expenses not covered by your health care plan (such as your deductible or copays), lost income, childcare, travel to and from treatment, home health care costs, or any of your regular household expenses.

If you enroll in the Aetna CDHP, you are automatically enrolled in the Medical Accident plan at no cost. Non-CDHP enrollees can elect the Medical Accident plan on a voluntary basis.

Accident Insurance

On his way to work, John was in a car accident.

• He was transported by ground ambulance to the emergency room and admitted to the hospital.
• He had a dislocated hip and spent five days in the hospital.
• He had several physical therapy sessions before returning to work.
• John submitted his accident claim and received $5,850 from his accident insurance coverage.
• He used it towards his deductible, copay, and supplemental income for his missed workdays.